2020 has been a year of rapid change and unexpected surprises. With the growing popularity of rewards credit cards, consumers are turning to these cards to make their purchases and maximize their rewards points. In 2020, the best rewards credit cards offer plenty of benefits, from generous cash back and sign-up bonuses to exclusive access to new products and services. Here are some of the positive benefits of having one of the top rewards credit cards in 2020.

1. Generous Sign-up Bonuses: One of the best features of rewards credit cards is the generous sign-up bonuses they offer for new cardmembers. Many of these cards offer generous bonus points when you meet their required spending requirements, which allows you to start earning rewards quickly.

2. Higher Rewards for Big Purchases: Most rewards credit cards offer higher rewards for key spending categories such as dining, travel, and groceries. Depending on the card, you can earn up to five points per dollar spent in these categories, which can add up quickly.

3. Exclusive Access to Products and Services: Many of the top rewards cards offer exclusive access to products and services, such as priority airport lounge access, rental car discounts, free hotel stays, and more. This gives you access to certain perks and rewards that you wouldn’t be able to receive with other cards.

4. Special Benefits for Cardmembers: Many of the top rewards credit cards also offer additional benefits for cardmembers, such as waived late fees, free upgrades, discounts on select purchases, and more. This makes it easier to save money and maximize your rewards.

5. Flexible Rewards Redemption Options: Rewards credit cards offer a variety of redemption options for cardmembers. You can redeem your rewards points for gift cards, statement credits, or cash back. You can even use your rewards points towards travel purchases such as airfare and hotel stays.

In conclusion, the benefits of having one of the top rewards credit cards in 2020 are substantial. From generous sign-up bonuses to exclusive access to products and services, you can easily maximize your rewards and enjoy plenty of other perks.