Short-term health insurance policies are becoming increasingly popular as a cost-effective way to bridge gaps in health coverage. Unlike traditional health plans that provide comprehensive coverage for long periods of time, short-term health insurance policies are meant to cover individuals for a short time frame, typically a period of one to twelve months. While the coverage they provide is generally less comprehensive than that of more long-term plans, short-term health insurance policies can be a great way for individuals to maintain their access to much needed healthcare services.

One of the major benefits of short-term insurance policies is that they are much more affordable than traditional policies. This is especially important for individuals who are between jobs and need a temporary health insurance solution until they can find a new job that provides traditional benefits. Short-term policies generally cost much less than traditional policies, which can be especially attractive for those who need immediate coverage and cannot otherwise afford a traditional policy.

In addition, short-term health insurance policies are much easier to get approved for than traditional policies. This is because the criteria for approval is generally much less strict than for those of longer-term plans, which often require lengthy background checks into an individual's medical history. As a result, those with less-than-perfect health histories can still often obtain coverage through a short-term policy.

Finally, short-term health insurance policies can also provide coverage for individuals who are not eligible for traditional benefits through their employer. This can be especially useful for those who are self-employed or recent college graduates, who might have difficulty obtaining benefits through their employer. In this way, short-term policies can be a great way for individuals to access healthcare services without having to be tied to a long-term plan.

Overall, short-term health insurance policies can be a great way for individuals to maintain access to healthcare services on a more affordable and accessible basis. For those who are between jobs or not eligible for traditional benefits, a short-term policy can be a sensible and effective option.