Most people don't realize the benefits of having monthly car insurance, but it can lead to lower overall costs and more choices.

Monthly car insurance premiums generally cost less than annual premiums. This means that when you go to pay, you can budget the costs and ensure that you don't blow your budget month to month. Monthly premiums also allow the option to pay out over six or twelve months, rather than up front.

Another great benefit of monthly payments is the ability to adjust your coverage when needed. This is especially beneficial if you have a loan on your car or if you are going to park your car in a secure place during the winter months. You can adjust your coverage to account for the changes in your risk level during those months, making it more cost-effective.

The most important benefit of paying monthly is the ability to start and stop coverage at a moment's notice. This is great for those who may have to store their car for an extended period of time, or for those who travel for extended periods. As long as you have the funds available, you can start and stop coverage at will. This gives you the freedom to adjust your coverage when needed, without incurring any additional penalties or fees