The year 2022 is quickly approaching and with it comes new changes to Medicare and Medigap plans. While change can sometimes be daunting, in this case, it brings with it positive benefits for Medicare beneficiaries.

Medigap plans, also known as Medicare Supplement plans, are private insurance policies that help cover the gaps in Medicare coverage. These plans are sold by private companies and can help with out-of-pocket costs such as deductibles, coinsurance, and copayments. With the new Medigap plans for 2022, beneficiaries will have even more options to choose from, giving them greater access to affordable and comprehensive coverage.

One of the most significant benefits of the new Medigap plans is the inclusion of a new high-deductible Plan G option. This plan offers the same coverage as the standard Plan G but with a lower monthly premium and a higher deductible. This can be a great option for those who are relatively healthy and do not anticipate needing many medical services throughout the year. With lower monthly premiums, beneficiaries can save money while still having comprehensive coverage for any unexpected healthcare needs.

Another positive benefit of the new Medigap plans is the expansion of telehealth services. Telehealth has become increasingly popular during the pandemic, and Medicare has recognized its importance by expanding its coverage for telehealth services. This means that beneficiaries with Medigap plans will have access to virtual doctor visits, making it easier and more convenient to receive medical care, especially for those who may have difficulty traveling to appointments.

In addition to telehealth services, the new Medigap plans also cover preventive care services like annual wellness visits, flu shots, and various screenings at 100%. These services are essential for maintaining good health and can save beneficiaries money in the long run by catching any potential health issues early on.

Starting in 2022, Medicare will also be implementing a new Care Coordination benefit for Medigap plans. This benefit will provide coverage for a care coordinator to help beneficiaries navigate their healthcare needs, such as scheduling appointments, obtaining referrals, and managing prescriptions. This can be especially helpful for those with multiple chronic conditions who may require more coordinated care.

Lastly, the new Medigap plans will offer an improved hospice benefit. Currently, individuals on hospice do not have coverage for prescription drugs under Medicare, but with the new plans, this will change. The new plans will cover prescription drugs related to the hospice diagnosis, which can provide significant cost savings for beneficiaries and their families.

In conclusion, the new Medigap plans for 2022 bring many positive benefits that will greatly benefit Medicare beneficiaries. With new options for coverage, expanded telehealth services, increased coverage for preventive care, care coordination, and a better hospice benefit, beneficiaries can rest assured that their healthcare needs will be well taken care of. It's important for current and future Medicare beneficiaries to carefully review these new plans and choose the one that best fits their individual needs and budget. Ultimately, these changes represent a step forward in improving the Medicare program and making healthcare more accessible and affordable for all.