Sometimes the basic Medicare coverage provided to seniors is just not enough. Health care costs – including prescription drugs, medical equipment, doctor visits and more – can add up quickly and often create a financial burden on retirees. To address this challenge, many seniors opt in to supplemental Medicare plans to increase their coverage and create peace of mind.

Supplemental Medicare insurance – also known as Medigap – is a form of health insurance designed to pick up where original Medicare leaves off. These plans provide financial benefits for paying for medical bills, prescription drugs, preventative treatments and more. Depending on the type of supplemental policy purchased, some plans even provide coverage for items not associated with original Medicare, such as eyeglasses, hearing aids and emergency care when traveling abroad.

The primary benefit of supplemental coverage is that it’s specifically designed to cover those costs which aren’t included in original Medicare. This means that seniors can rest assured that their expenses are covered, regardless of the situation. This coverage freedom can make all the difference for those who face medical emergencies or need costly treatments.

Supplemental Medicare also offers peace of mind for seniors who are not taken care of by a family member. Additionally, supplemental insurance plans are available for those with pre-existing conditions like diabetes, COPD or congestive heart failure, making it easier for recipients to get the medical care they need.

Finally, one of the most attractive benefits of supplemental coverage is that it often comes at a lower cost than original Medicare. Many insurance providers offer discounts for families or couples, creating even more savings. Furthermore, because some plans include coverage for prescription medications, seniors can save even more money by taking advantage of these discounts.

Supplemental Medicare can be a great way for seniors to get the health care coverage they need without breaking the bank. From offering financial protection against unexpected medical bills to providing coverage for prescription drugs, supplemental Medicare plans can give seniors the peace of mind they deserve.