Are you struggling with debt problems? If so, you're not alone. According to a recent survey by CreditCards.com, 43 percent of Americans have more credit card debt than they can easily repay.

Fortunately, there are ways to successfully manage debt problems and get back on track to financial health. Here at a few of the positive benefits of taking control of your debt issues:

1. Relief from Stress – Carrying the weight of debt can cause stress and anxiety. However, once you gain control of your debt problems, you can experience a great sense of relief. This can come from finally having a plan as well as feeling more in control of your finances.

2. Improved Credit Score – As you start to manage your debt, you may also find your credit score going up. This is because lenders look favorably on those who can manage their debts responsibly. Therefore, setting up a plan that includes making regular payments on time will help improve your credit score.

3. Increased Finances Available for Savings and Investments – When you pay down your debt, you will have more disposable income available for savings and investments. As you pay off debt, you can use those funds to increase your savings or invest in retirement or other financial investments. As your debt decreases, the amount you can save or invest can also increase.

4. Financial Freedom – Perhaps the greatest benefit of managing your debt is financial freedom. Once you’ve cleared your debts you can start to increase your disposable income and build your savings. With these funds you can start pursuing goals outside of merely paying off debt. This could include traveling, trying new experiences, or investing in new opportunities.

In closing, by taking control of your debt problems you can experience positive benefits. These include relief from stress, improved credit score, increased finances available for savings and investments, and financial freedom.

Now is a great time to think about how to manage your debt problems. Consider speaking with a financial advisor or researching debt consolidation and debt management plans to find the best fit for your financial situation. Soon, you could be on your way to financial freedom.