With the rise of online shopping and mobile payments, student credit cards are becoming increasingly popular. Student credit cards are a great way for students to build their credit score, gain access to rewards, and save money on purchases. With new payment technology and better security policies, choosing a student credit card can be difficult. To help make the process easier, we have compiled a list of the best student credit cards for 2023 and the advantages they offer.
1. Discover it Chrome for College Students: This credit card from Discover offers a great rewards system for college students. The card offers 2% cashback on up to $1,500 spent at gas stations and restaurants each quarter. Cardholders also receive 1% cashback on all other purchases. And, with no annual fee, the Discover it chrome for campus students is one of the best student credit cards available.
2. Citi Rewards+ Student Card: This card offers exclusive rewards to students with no annual fees. Students will get 2X ThankYou Points on the first $6,000 in supermarket and gas station purchase and 1X on all other purchases. Citi Rewards+ also offers a unique rewards structure, automatically rounding up every purchase to the nearest 10 points and doubling the rewards for the first 100,000 points earned every year.
3. Capital One Journey Student Credit Card: This is a great option for college students looking for a rewards card. The card has no annual fee and offers unlimited 1% cash back on all purchases and 0.25% cash back on monthly payments. Additionally, this card offers access to CreditWise, Capital One's credit monitoring service, which provides cardholders with potential fraud alerts and personal credit information.
4. Student-focused Visa® Credit Cards: Visa students should consider the Visa Signature® Credit Card and the Visa athena® Credit Card. Both cards offer great benefits such as zero fraud liability protection, access to exclusive discounts, and lower interest rates. With no annual fee, these Visa student credit cards can be great options for students.
All of these student credit cards offer various benefits and rewards programs. They can be great options for students looking to build their credit score and manage their finances. Additionally, many of these cards offer exclusive perks for students, such as fraud protection and access to discounts. With so many great options to choose from, students will be able to find a card that meets their needs.