Military personnel put themselves at risk on a daily basis. But that’s where CHAMPVA (Civilian Health and Medical Program of the Department of Veterans Affairs) comes into play. CHAMPVA provides an array of coverage options and benefits tailored to meet the unique needs of men and women in the military. Here are just a few of the positive benefits of the military insurance program.

1. Enhanced Access To Care
CHAMPVA ensures that military personnel and their families have access to quality health care and health services, both in the United States and overseas. Through CHAMPVA, military personnel can find providers, specialist care, facilities and urgent care centers that may not be available through their traditional health insurance.

2. Affordable Coverage
CHAMPVA costs are significantly lower than those associated with traditional health insurance. In addition, CHAMPVA provides coverage for specific prescription drugs, and offers a broad range of preventive care options. It also provides coverage for vision and hearing services at no additional cost.

3. Assistance When Dealing With The VA
CHAMPVA helps military personnel with VA-related affairs. This includes applying for VA benefits, providing access to additional VA-funded services and helping military personnel establish eligibility for additional coverage options.

4. Life Insurance
CHAMPVA also offers life insurance coverage for active duty and retired service members. The CHAMPVA life insurance program provides protection for service members’ families by providing a lump sum payment when the service member passes away. This payment can help families bridge the gap when transitioning to a new financial situation.

5. Mental Health Benefits
CHAMPVA offers mental health services, such as individual and family counseling, group therapy and substance abuse services. These services are often provided at no cost, or with on a sliding fee scale, and can help
service members overcome challenges, build resilience, and develop better coping skills.

From enhanced access to care to improved mental health benefits, CHAMPVA is a valuable program that helps servicemen and women take care of their health and well-being. CHAMPVA is a great way for military personnel to access affordable health care coverage and life insurance protection.