Credit building programs are becoming more and more popular among consumers these days, especially since many individuals are becoming aware of the long-term rewards of having good credit. Self, for example, is one of the leading companies in the market of helping those establish their credit history and improve their score. With these services, users can create a budget to track their spending, build a history of on-time payments, and even access helpful financial education and advice.

One of the most important benefits of Self’s credit building program is its ability to help users build their credit score. As you make on-time payments, your credit score will naturally increment, thus improving your overall creditworthiness. This is especially beneficial for those with no or limited credit history. With Self, users can build their score from scratch and then use it as leverage to apply for loans, mortgages and other financial products. Moreover, by having a better credit score, you can also access better interest rates and loan repayment terms.

Other than helping you build a credit score, Self’s credit building program also provides users with educational materials and financial advice. It provides courses on topics such as budgeting and the basics of managing your finances, as well as providing informative articles on how to get a good deal on loans. With the help of Self’s advice, you can stay informed about various financial services and decisions that you might need to make.

Not only that, Self also guarantees up to $10,000 in identity theft protection. This means that the company will cover any losses that you may incur due to identity theft. This is an especially helpful feature if you’re worried about fraud or other malicious activity on your account.

All in all, there are several reasons why Self’s credit building program is a great way to build your credit history and improve your overall score. As long as you commit to making timely payments and being financially responsible, you can enjoy the benefits it brings.