Aortic stenosis (AS), a narrowing of the valve between the lower chamber of the heart and the aorta, is a serious health condition. Unfortunately, for many people, aortic stenosis may be a disqualifying condition for life insurance coverage. Fortunately, however, there are companies that provide AS-specific life insurance rates that are considered to be “positive”.

Companies that offer positive rates for individuals with AS provide five key benefits. First, they may waive certain medical tests that are otherwise required in considering life insurance coverage. This saves time and money, as the customer does not have to expend resources on tests that the insurance company has already deemed unnecessary.

Second, these companies offer AS-specific policies that are designed to factor in the customer’s condition without requiring them to jump through the same hoops as someone not afflicted with AS. AS life insurance policies are often offered at reasonable rates that are much lower than what is available with traditional life insurance policies.

Third, AS-specific life insurance companies may be more flexible in terms of what types of policies they offer. For example, they may offer term life insurance policies for customers with AS, which may be the only