Today, more and more people are using credit cards for their everyday purchases. In fact, the total number of credit cards issued in 2018 was over 400 million. With the convenience and security that comes with using a credit card, it’s no surprise that these cards have become so popular. But many people are hesitant to use their credit cards due to the monthly fees associated with them. However, credit cards with monthly fees can actually have a lot of benefits.

One of the biggest benefits of credit cards with monthly fees is their rewards programs. These rewards can range from cash back or points that can be used to purchase more goods. This is a great way to incentivize using your card. You will be able to get something for making purchases that you were already planning to make.

In addition to the rewards, many credit cards with monthly fees offer more perks than basic credit cards. These can range from extended warranties for purchases to travel insurance. These added benefits can provide you with peace of mind knowing that your purchases are well protected.

Finally, with a credit card with monthly fees, you will be more likely to have a better credit rating. Credit card companies report your activity to credit agencies, which