Having a credit card with zero interest for 24 months is an attractive option for consumers looking to manage their finances and build their credit rating. Here we outline some of the greatest benefits of having a zero interest credit card and how these will help you stay on top of your financial goals.

1. Financial Discipline: With a zero interest credit card, you can easily manage the amount of money you owe on the card. This makes it easier to track your spending and ensure that you are not spending beyond your means. As such, you are able to develop greater financial discipline, putting you in control of your finances.

2. Interest Savings: Credit cards come with costly interest rates, even when the introductory rate is applied. With a zero interest credit card, you can save money on the amount of interest you are charged. This allows you to maximize your repayment of the debt, so that you are paying off the balance faster and saving money in the process.

3. No Late Fees: One of the most frustrating parts of having a credit card is the potential to be charged late fees for missing a payment. With a zero interest credit card, if you miss a payment you won't incur any late fees.