With the high cost of living, many people struggle to make ends meet. But when it comes to money, one of the most powerful weapons to take control of your finances is a credit card. Unfortunately, securing a credit card isn’t always simple. Fortunately, there are a few easily obtainable options available that can provide access to the financial benefits of owning a credit card.

One of the easiest types of unsecured credit cards to get is a prepaid card. This type of card functions similarly to a debit card, with the user loading money onto the card from his or her own bank account. It's easier to get than other types of unsecured credit cards because it does not require a credit check.

Prepaid cards come with a range of features and benefits. Most prepaid cards include features like monitoring of transactions, setting transaction limits, and providing real-time alerts when transactions occur. This makes it easy to track spending and provides an extra layer of security–since prepaid cards don’t involve borrowing money or accruing interest, it also eliminates associated risks.

Prepaid cards can also be used to establish credit, allowing users to build up a positive credit score and