If you’re a savvy consumer, cash-back rewards credit cards can be a great way to save money on everyday spending. With these cards, you earn points or cash back on all purchases you make. Depending on the type of card, you may even get rewards on purchases made in bonus categories, like restaurants, gas, or groceries.

When used properly, cash-back rewards cards can help you save money and build your credit score. Here are some of the key benefits of using these cards:

1. Earn rewards on everything you buy. Depending on the card, you can get anywhere from 1-5% cash back on every purchase you make. This means you get rewarded for purchases you’d already be making anyway. The biggest advantage is that you don’t have to think about the purchase. You just need to use the card and let the rewards flow in.

2.You can get large rewards on bonus categories. Bonus categories on cash-back cards include restaurants, gas, groceries, drugstores, and travel. This means you can get up to 5% cash back on purchases in these categories. This can really add up if you use the card regularly for these types