Burial insurance is a type of specialized life insurance that helps cover the costs of burial and other related expenses. It can provide peace of mind for individuals and their families, especially those who are concerned about the financial impact of future funerary costs. The American Association of Retired Persons (AARP) is a non-profit organization dedicated to helping seniors and retirees navigate important financial decisions, and in recent years they have been encouraging people to consider the positive benefits of burial insurance.

First, burial insurance helps individuals plan for impending funerary costs so that loved ones do not have the burden of footing the bill for an expensive service. Burial insurance typically allows policyholders to lock in their funary costs at today's current rate, so that they will not have to worry about funeral costs rising in the future. This helps ensure that their end-of-life expenses will be properly covered, regardless of any unforeseen increases in funeral costs.

Second, burial insurance can provide financial security to an individual's family. Burial insurance proceeds typically go to the designated beneficiary free of any taxes or probate costs. This means that the funds are immediately available to help cover the cost of a funeral, and any remaining money can be